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Fernando Zapiain, photo from Churchill Mortgage

Fernando Zapiain

Loan Officer at Churchill Mortgage · Turlock, CA

NMLS ID 270739 (opens in a new tab) · verify at NMLS Consumer Access

Fernando Zapiain (NMLS 270739) is Loan Officer at Churchill Mortgage, based in Turlock, CA. Licensed in California.

Last verified . Sources: Churchill Mortgage (churchillmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California

    As listed on the lender page (CA), not yet checked against state regulators.

    Contact

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    View profile at Churchill Mortgage (opens in a new tab)

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    Employment history

    1. Churchill Mortgage NMLS 1591

      Current · Turlock, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Fernando brings experience in real estate, law, and finance to mortgage lending. A Marine veteran and former paralegal, he prioritizes clear communication and client education, serving borrowers across California.

    Our summary of the lender page. Verified 2026-10-09.

    Role
    Licensed Realtor (since 2004)
    Source (opens in a new tab), verified 2026-10-09
    Education
    Paralegal experience at law firm
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Southern and Northern California
    Source (opens in a new tab), verified 2026-10-09

    Reviews

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    Sources

    Name and employerlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Fernando Zapiain (NMLS 270739), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/fernando-zapiain-270739, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.