James Perfilio
Loan Officer at Churchill Mortgage · Brentwood, TN
NMLS ID 945664 (opens in a new tab) · verify at NMLS Consumer Access
James Perfilio (NMLS 945664) is Loan Officer at Churchill Mortgage, based in Brentwood, TN. Licensed in Florida, confirmed with the state regulator (license LO82138). Also lists California, Georgia and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Non-QM loan, Self-employed and VA loan. Licensed since 2021 (per Florida records). States 25 years of experience.
Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 25 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- FHA loanlender page
- Jumbo loanlender page
- Non-QM loanlender page
- Self-employedlender page
- VA loanlender page
- First-time buyerlender page
Where we saw these: churchillmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, Georgia, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO82138, since 2021), verified 2026-10-09.
Lender-reported: CA, GA, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Churchill Mortgage NMLS 1591
Current · Brentwood, TN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
James has over 25 years of mortgage experience specializing in non-QM, FHA, VA, and jumbo loans. He works extensively with first-time buyers and self-employed borrowers, providing creative financing solutions.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Mentors men through a local Nashville foundation, encouraging belief in better life
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: James Perfilio (NMLS 945664), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/jamie-perfilio-945664, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.