Evan Souza
Mortgage Advisor at Xpert Home Lending · Sacramento, CA
NMLS ID 1675909 (opens in a new tab) · verify at NMLS Consumer Access
Evan Souza (NMLS 1675909) is Mortgage Advisor at Xpert Home Lending, based in Sacramento, CA. Lists California and Hawaii on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Asset-based qualifying, Bank statement loan, Down payment assistance, FHA loan and HELOC. Licensed since 2021 (per Florida records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Asset-based qualifyinglender page
- Bank statement loanlender page
- Down payment assistancelender page
- FHA loanlender page
- HELOClender page
- ITIN borrowerlender page
- Jumbo loanlender page
- Non-QM loanlender page
- Reverse mortgagelender page
- USDA loanlender page
- VA loanlender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA, HI are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · Sacramento, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Evan has 7+ years of home lending experience and 12+ years total in tech. He works with his wife as a team in Sacramento, focusing on speed and timely communication with clients.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Evan Souza (NMLS 1675909), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/evan-souza-1675909, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.