Francis X Ruzicka
Senior Loan Officer at Guild Mortgage · Chesterfield, MO
NMLS ID 232598 (opens in a new tab) · verify at NMLS Consumer Access
Francis X Ruzicka (NMLS 232598) is Senior Loan Officer at Guild Mortgage, based in Chesterfield, MO. Licensed in 8 states: Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. Focus areas shown on the lender page: Construction loan, Down payment assistance, Reverse mortgage, Real estate investor and Vacation home.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).
- 8 states
- Unclaimed profile
- No actions on file
Specialties
- Construction loanlender page
- Down payment assistancelender page
- Reverse mortgagelender page
- Real estate investorlender page
- Vacation homelender page
- First-time buyerlender page
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Chesterfield, MO · seen on lender site 2026-10-09
Disciplinary actions
None on record
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About
Frank Ruzicka is a 35+ year veteran of mortgage lending, licensed in MO, IL, KS, TN, OH, and IN. He specializes in diverse loan products including no-cost refinances, first-time home purchases, investment and vacation properties, and construction lending.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- multi-state: Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma, Tennessee
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Francis X Ruzicka (NMLS 232598), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/francis-x-ruzicka-232598, last verified 2026-10-09.
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