Loan programs · Missouri
Down payment assistance loan officers in Missouri
As of 2026-10-09, LenDb lists 61 loan officers licensed in or based in Missouri whose lender pages show Down payment assistance work. The top-ranked are Christopher Reickard (Guild Mortgage, Lee's Summit), Jason Meininger (Guild Mortgage, Hannibal) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Christopher ReickardNMLS 459164
Guild Mortgage · Lee's Summit, MO · licensed in 2 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Jason MeiningerNMLS 1679848
Guild Mortgage · Hannibal, MO · licensed in 7 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 4 years licensed
- 3
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- First-time buyer
- Jumbo loan
- Physician and medical professional
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Abbie AllardNMLS 2065212
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 3 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 6 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Catherine Mary HinesNMLS 230727
Guild Mortgage · Chesterfield, MO · licensed in 3 states
- Down payment assistance
- First-time buyer
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 30 years experience (stated on lender page, 2026-10-09)
- 6
Erika SlaytonNMLS 76823
CrossCountry Mortgage · San Antonio, TX · licensed in 3 states
- Down payment assistance
- Real estate investor
- Non-QM loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 31 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Jenna MooreNMLS 890066
Guild Mortgage · Hannibal, MO · licensed in 3 states
- Down payment assistance
- FHA loan
- First-time buyer
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- No disciplinary actions on file at LenDb
- 8
Eddy GonzalezNMLS 802027
Guild Mortgage · Weldon Spring, MO · licensed in 2 states
- Down payment assistance
- HELOC
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 14 years experience (stated on lender page, 2026-10-09)
- 9
Alex MargulisNMLS 192878
CrossCountry Mortgage · Chicago, IL · licensed in 29 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 10
Lacey MooresNMLS 681629
CrossCountry Mortgage · Lees Summit, MO · licensed in 7 states
- Down payment assistance
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 3 years licensed
- 11
John MarkmanNMLS 1660491
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 3 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 16 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 13
Alisa SonnikNMLS 2589734
CrossCountry Mortgage · Sedalia, MO · licensed in 2 states
- Down payment assistance
- Real estate investor
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- No disciplinary actions on file at LenDb
- 14
John HigdonNMLS 929683
Guild Mortgage · Waterloo, IA · licensed in 8 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 15
Melisa JonesNMLS 965518
CrossCountry Mortgage · O'Fallon, MO · licensed in 4 states
- Down payment assistance
- Real estate investor
- Self-employed
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- No disciplinary actions on file at LenDb
- 16
Todd LilloNMLS 224237
Union Home Mortgage · Norwalk, OH · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 17
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- Down payment assistance
- Jumbo loan
- Real estate investor
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 18
Mike CopelandNMLS 238560
CrossCountry Mortgage · Washington, MO · licensed in 2 states
- Down payment assistance
- USDA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- Branch in Missouri
- 0 years licensed
- 19
Yesenia SanabriaNMLS 1932716
Guild Mortgage · Bentonville, AR · licensed in 4 states
- Down payment assistance
- First-time buyer
- ITIN borrower
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Alona HayesNMLS 180226
Guild Mortgage · Lawton, OK · licensed in 6 states
- Down payment assistance
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Stephanie D JacksonNMLS 210649
Guild Mortgage · Tulsa, OK · licensed in 4 states
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Michael E VogtNMLS 275381
Guild Mortgage · Swansea, IL · licensed in 2 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
James FinchNMLS 289998
Guild Mortgage · Overland Park, KS · licensed in 2 states
- Down payment assistance
- FHA loan
- USDA loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Andre YarinaNMLS 1408534
CrossCountry Mortgage · Cleveland, OH · licensed in 35 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 25
Joe NelsonNMLS 2547018
LeaderOne Financial · Overland Park, KS · licensed in 2 states
- Down payment assistance
- VA loan
- First-time buyer
- Construction loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MO (listed on lender page, verified 2026-10-09)
- 21 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MO or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=MO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.