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Loan programs · Missouri

Reverse mortgage loan officers in Missouri

As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Missouri whose lender pages show Reverse mortgage work. The top-ranked are Keran Fears (American Pacific Mortgage, Hillsboro), Stacy Fridal (Guild Mortgage, Fort Collins) and Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 21

  1. 1

    Keran FearsNMLS 256586

    American Pacific Mortgage · Hillsboro, MO · licensed in 3 states

    • Reverse mortgage
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • Branch in Missouri
    • 30 years experience (stated on lender page, 2026-10-09)
  2. 2

    Stacy FridalNMLS 289577

    Guild Mortgage · Fort Collins, CO · licensed in 4 states

    • Reverse mortgage
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Dawn Rae PembertonNMLS 162320

    Fairway Independent Mortgage Corporation · Naples, FL · licensed in 18 states

    • Reverse mortgage
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Alex CarrikerNMLS 1283419

    Fairway Independent Mortgage Corporation · Springfield, MO · licensed in 2 states

    • Reverse mortgage
    • First-time buyer
    • FHA loan
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • Branch in Missouri
    • 2 years licensed
  5. 5

    Julie Vari AdamsNMLS 1496369

    LeaderOne Financial · Overland Park, KS · licensed in 4 states

    • Reverse mortgage
    • First-time buyer
    • HELOC
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Gina KaberlineNMLS 1632106

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 2 states

    • Reverse mortgage
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 9 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Anita FilardoNMLS 964408

    Fairway Independent Mortgage Corporation · Kansas City, MO · licensed in 2 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • Branch in Missouri
    • No disciplinary actions on file at LenDb
  8. 8

    Marco GuerraNMLS 453621

    Guild Mortgage · Santa Rosa, CA · licensed in 15 states

    • Reverse mortgage
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Wiley CorcoranNMLS 1570471

    Guild Mortgage · San Diego, CA · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Aaron RourkeNMLS 8164

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 2 states

    • Reverse mortgage
    • First-time buyer
    • FHA loan
    • HELOC
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Sam BromleyNMLS 1151654

    Xpert Home Lending · licensed in 10 states

    • Reverse mortgage
    • VA loan
    • Real estate investor
    • Asset-based qualifying
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Francis X RuzickaNMLS 232598

    Guild Mortgage · Chesterfield, MO · licensed in 8 states

    • Reverse mortgage
    • Construction loan
    • Down payment assistance
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • Branch in Missouri
    • No disciplinary actions on file at LenDb
  14. 14

    Brian SmithNMLS 930224

    Guild Mortgage · Austin, TX · licensed in 4 states

    • Reverse mortgage
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • Reverse mortgage
    • Down payment assistance
    • Real estate investor
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Jason HighamNMLS 247925

    Guild Mortgage · The Woodlands, TX · licensed in 20 states

    • Reverse mortgage
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Brett ShawNMLS 315592

    LeaderOne Financial · Colorado Springs, CO · licensed in 4 states

    • Reverse mortgage
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Court CrofootNMLS 200175

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 11 states

    • Reverse mortgage
    • Co-op
    • Condo
    • Construction loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Emily GreenNMLS 1429849

    Churchill Mortgage · Meridian, ID · licensed in 12 states

    • Reverse mortgage
    • HELOC
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MO or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=MO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.