Gavin Petrea

Branch Manager at Lower · Glen Carbon, IL

NMLS ID 1845126 (opens in a new tab) · verify at NMLS Consumer Access

Gavin Petrea (NMLS 1845126) is Branch Manager at Lower, based in Glen Carbon, IL. Lists Illinois and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Lower also offers FHA loan, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 4 more (a lender program, not confirmed as their own focus). Earliest state license record: April 21, 2022 (Florida), per state regulator. States 5 years of experience.

Last verified 2026-10-10. Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: April 21, 2022 (Florida), per state regulator
5 years experience (stated)
Works at an FHA-approved lender, per HUD (opens in a new tab)
2 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: lower.com (opens in a new tab)

Their lender offers

FHA loan, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Gavin's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Illinois, Missouri

Lender-reported: IL, MO are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

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LinkedIn: Profile (opens in a new tab)

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Employment history

Lower NMLS 1124061
Current · Glen Carbon, IL · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Mortgage professional in southern Illinois with 5+ years in the industry, passionate about helping first-time homebuyers with personalized service.

Our summary of the lender page. Verified 2026-10-10.

Serves: southern Illinois; Source (opens in a new tab), verified 2026-10-10

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Specialties	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Photo	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Gavin Petrea (NMLS 1845126), Lower. LenDb.ai, https://lendb.ai/lo/gavin-petrea-1845126, last verified 2026-10-10.

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