Lester Tutak
Sr. Loan Officer at Lower · Glen Carbon, IL
NMLS ID 204014 (opens in a new tab) · verify at NMLS Consumer Access
Lester Tutak (NMLS 204014) is Sr. Loan Officer at Lower, based in Glen Carbon, IL. Lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage and First-time buyer. Lower also offers FHA loan, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 4 more (a lender program, not confirmed as their own focus).
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Reverse mortgage(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Lester's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: IL is listed on the lender page, not yet checked with the state regulator.
Contact
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- Profile (opens in a new tab)
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Employment history
Lower NMLS 1124061
Current · Glen Carbon, IL · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Senior financing and reverse mortgage certified since 2007, with a focus on first-time homebuyers and seniors. Member of the National Aging in Place Council.
Our summary of the lender page. Verified 2026-10-10.
- Credentials
- Senior Financing & Reverse Mortgage Certified since 2007
- Source (opens in a new tab), verified 2026-10-10
- Credentials
- Five Star Mortgage Professional Award (6-year winner, Excellence in Customer Service)
- Source (opens in a new tab), verified 2026-10-10
- Credentials
- Daily Herald Reader Choice Best Mortgage Lender Award (2018, 2022, 2023, 2024)
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lester Tutak (NMLS 204014), Lower. LenDb.ai, https://lendb.ai/lo/lester-tutak-204014, last verified 2026-10-10.
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