Jeremy Rose

Sr. Loan Officer at Lower · Downers Grove, IL

NMLS ID 327553 (opens in a new tab) · verify at NMLS Consumer Access

Jeremy Rose (NMLS 327553) is Sr. Loan Officer at Lower, based in Downers Grove, IL. Licensed in Florida, confirmed with the state regulator (license LO20281). Also lists Arizona, Illinois, Indiana, Michigan and Wisconsin on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: June 20, 2013 (Florida), per state regulator.

Last verified 2026-10-15. Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: June 20, 2013 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
6 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

No focus listed on their lender page yet.

Their lender offers

FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jeremy's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Arizona, Illinois, Indiana, Michigan, Wisconsin

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO20281, first effective 2013-06-20), verified 2026-10-15.

Lender-reported: AZ, IL, IN, MI, WI are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Lower NMLS 1124061
Current · Downers Grove, IL · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Has originated residential mortgages since 1993 and founded Concord Mortgage in 2001. Serves buyers and investors across IL, MI, IN, CO, AZ and FL.

Our summary of the lender page. Verified 2026-10-10.

Experience: since 1993; Source (opens in a new tab), verified 2026-10-10
Role: founder of Concord Mortgage (founded 2001); Source (opens in a new tab), verified 2026-10-10
Serves: IL, MI, IN, CO, AZ, FL; Source (opens in a new tab), verified 2026-10-10

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Photo	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Jeremy Rose (NMLS 327553), Lower. LenDb.ai, https://lendb.ai/lo/jeremy-rose-327553, last verified 2026-10-15.

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