Jay Styers

Executive Loan Officer at Lower · Columbus, OH

NMLS ID 2668136 (opens in a new tab) · verify at NMLS Consumer Access

Jay Styers (NMLS 2668136) is Executive Loan Officer at Lower, based in Columbus, OH. Licensed in 4 states confirmed with state regulators: Florida, Connecticut, Louisiana and Texas. Also lists Arizona, California, Georgia, Kansas, Massachusetts, Missouri, Mississippi, North Carolina and 6 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, HELOC and VA loan. Lower also offers First-time buyer, Real estate investor, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: July 15, 2025 (Florida), per state regulator.

Last verified 2026-10-15. Sources: Lower (lower.com), Florida state regulator, Connecticut state regulator, Louisiana state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: July 15, 2025 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
18 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Where we saw these: lower.com (opens in a new tab)

Their lender offers

First-time buyer, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jay's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Arizona, California, Connecticut, Georgia, Kansas, Louisiana, Massachusetts, Missouri, Mississippi, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, Texas, Virginia, Wisconsin

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO139623, first effective 2025-07-15), CT (opens in a new tab) (LO-2668136), LA (opens in a new tab), TX (opens in a new tab), verified 2026-10-15.

Lender-reported: AZ, CA, GA, KS, MA, MO, MS, NC, OH, OR, PA, RI, VA, WI are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Lower NMLS 1124061
Current · Columbus, OH · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jay Styers describes themselves as a passionate mortgage professional focused on helping homeowners reach their financial goals, specializing in conventional, VA, FHA and HELOC loans.

Our summary of the lender page. Verified 2026-10-10.

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licenses (regulator)	state regulator · sml.texas.gov (opens in a new tab)	verified 2026-10-13
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Specialties	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Jay Styers (NMLS 2668136), Lower. LenDb.ai, https://lendb.ai/lo/jay-styers-2668136, last verified 2026-10-15.

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