Jeffrey Rickard
Branch Manager, VP at Lower · Greenwood Village, CO
NMLS ID 292600 (opens in a new tab) · verify at NMLS Consumer Access
Jeffrey Rickard (NMLS 292600) is Branch Manager, VP at Lower, based in Greenwood Village, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). States 25 years of experience.
Last verified . Sources: Lower (lower.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jeffrey's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Lower NMLS 1124061
Current · Greenwood Village, CO · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Jeffrey has a short recorded video intro on Lower's site.
Watch on Lower's site (opens in a new tab)
The recording is hosted and published by Lower. We don't copy or transcribe it. Verified 2026-10-10.
About
Jeffrey Rickard has over 25 years in mortgage lending, working since 1998, and teaches continuing education classes for realtors and loan officers.
Our summary of the lender page. Verified 2026-10-10.
- Also
- Teaches continuing education classes for realtors and loan officers
- Source (opens in a new tab), verified 2026-10-10
- Community
- Supports underserved families, human rights and animal welfare
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Video intro | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jeffrey Rickard (NMLS 292600), Lower. LenDb.ai, https://lendb.ai/lo/jeffrey-rickard-292600, last verified 2026-10-10.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.