Johanna Arias
Sr. Loan Officer at CrossCountry Mortgage · Allentown, PA
NMLS ID 908021 (opens in a new tab) · verify at NMLS Consumer Access
Johanna Arias (NMLS 908021) is Sr. Loan Officer at CrossCountry Mortgage, based in Allentown, PA. Licensed in 3 states: Florida, New Jersey and Pennsylvania. Focus areas shown on the lender page: DSCR loan, Foreign national, ITIN borrower, Non-QM loan and Real estate investor. Speaks English and Spanish. 3 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 3 years licensed
- 3 states
- Unclaimed profile
- No actions on file
Specialties
- DSCR loanlender page
- Foreign nationallender page
- ITIN borrowerlender page
- Non-QM loanlender page
- Real estate investorlender page
- First-time buyerlender page
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, New Jersey, Pennsylvania
Confirmed with the state regulator: FL (opens in a new tab) (LO116501, since 2023), PA (opens in a new tab) (92761), verified 2026-10-09.
Others as listed on the lender page (NJ), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Allentown, PA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Johanna is a bilingual Sr. Loan Officer with 10 years as a loan officer and 13 years in financing. She serves English and Spanish-speaking clients across Pennsylvania, New Jersey, and Florida, specializing in DSCR, ITIN, Non-QM, and first-time buyer loans.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Allentown, PA; Lehigh Valley; Pennsylvania, New Jersey, Florida
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Scotsman Guide Top Originators (2020–2024, 2026)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Scotsman Guide Top Women Originators (2026)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Scotsman Guide Top Originators for Most Loans Closed (2021)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Mortgage Executive Magazine Top 50 Mortgage Originators in America (2021)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- NAHREP Top 250 Latino Mortgage Originator (2023, 2025–2026)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- PHFA Top Producing Mortgage Originator (2024–2025)
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Johanna Arias (NMLS 908021), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/johanna-arias-908021, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.