Borrower situations · Pennsylvania

Loan officers for foreign nationals in Pennsylvania

As of 2026-10-10, LenDb lists 3 loan officers licensed in or based in Pennsylvania whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Johanna Arias (CrossCountry Mortgage, Allentown) and Mark Minadeo (Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 122164), verified 2026-10-10
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Johanna AriasNMLS 908021

    CrossCountry Mortgage · Allentown, PA · licensed in 3 states

    • Foreign national
    • DSCR loan
    • ITIN borrower
    • Non-QM loan
    • ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 92761), verified 2026-10-10
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Office in Allentown, PA
    • Licensed since 2023 (per Florida records)
    • States 10 years of experience (lender page, 2026-10-09)
  3. 3

    Mark MinadeoNMLS 330121

    Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states

    • Foreign national
    • FHA loan
    • New construction
    • USDA loan
    • ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 119150), verified 2026-10-10
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
    • States 10 years of experience (lender page, 2026-10-09)

Before you choose

Only a few lenders accept foreign income, foreign credit references and international documentation.

  • What documents do you accept to verify foreign income and credit?
  • What down payment and reserves do foreign national loans need?
  • Can funds come from an overseas account?

More about Foreign national

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a PA license is confirmed with the state regulator (check mark), PA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.