Loan programs · Pennsylvania
DSCR loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 23 loan officers licensed in or based in Pennsylvania whose lender pages show DSCR loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Johanna Arias (CrossCountry Mortgage, Allentown) and Raja Rajan (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 23
- 1
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- DSCR loan
- Asset-based qualifying
- Bank statement loan
- Foreign national
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 14 years licensed
- 2
Johanna AriasNMLS 908021
CrossCountry Mortgage · Allentown, PA · licensed in 3 states
- DSCR loan
- Foreign national
- ITIN borrower
- Non-QM loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 3 years licensed
- 3
Raja RajanNMLS 1910114
Loan Factory · Mortgage broker · Pennsylvania
- DSCR loan
- 1099 income
- Bank statement loan
- Real estate investor
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- 6 years licensed
- 4
Walter GormanNMLS 138370
CrossCountry Mortgage · Rutherford, NJ · licensed in 6 states
- DSCR loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 0 years licensed
- 5
Jason BennettNMLS 147890
Loan Factory · Mortgage broker · Pennsylvania
- DSCR loan
- Construction loan
- HELOC
- Low credit score
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- 20 years experience (stated on lender page, 2026-10-09)
- 6
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- DSCR loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 7
Jaison KoshyNMLS 1415046
Loan Factory · Mortgage broker · licensed in 2 states
- DSCR loan
- FHA loan
- First-time buyer
- New construction
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- 8
Steve FurdockNMLS 376017
Lit Financial Corporation · licensed in 12 states
- DSCR loan
- Bank statement loan
- Jumbo loan
- Non-QM loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 9
Nic BuccaNMLS 1086681
Lit Financial Corporation · licensed in 8 states
- DSCR loan
- Bank statement loan
- Jumbo loan
- HELOC
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 12 years licensed
- 10
Steve AndersonNMLS 1096829
Lit Financial Corporation · licensed in 12 states
- DSCR loan
- Bank statement loan
- HELOC
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- 11
Brendan J SlaterNMLS 1099810
Loan Factory · Mortgage broker · licensed in 3 states
- DSCR loan
- First-time buyer
- Construction loan
- FHA loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- 12
Ted HicksNMLS 1972998
Loan Factory · Mortgage broker · licensed in 3 states
- DSCR loan
- Bank statement loan
- FHA loan
- Real estate investor
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 3 years licensed
- 13
Jim BrettlNMLS 455400
Xpert Home Lending · Mortgage broker · licensed in 13 states
- DSCR loan
- Bank statement loan
- HELOC
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 14
David K. Clark IIINMLS 1375791
Lit Financial Corporation · licensed in 5 states
- DSCR loan
- Bank statement loan
- Non-QM loan
- HELOC
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- 15
Vivek AgarwalNMLS 2564210
Loan Factory · Mortgage broker · licensed in 13 states
- DSCR loan
- Down payment assistance
- FHA loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 2 years licensed
- 16
Jordan TaylorNMLS 1862550
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states
- DSCR loan
- Construction loan
- FHA loan
- Jumbo loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 4 years licensed
- 17
Saran MandhadapuNMLS 2417126
Loan Factory · Mortgage broker · licensed in 10 states
- DSCR loan
- Real estate investor
- Non-QM loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 3 years licensed
- 18
Jeri ShoopNMLS 224331
Xpert Home Lending · Mortgage broker · licensed in 4 states
- DSCR loan
- Self-employed
- VA loan
- Asset-based qualifying
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 19
Kevin RollerNMLS 250375
LeaderOne Financial · Overland Park, KS · licensed in 43 states
- DSCR loan
- Non-QM loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 6 years licensed
- 20
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- DSCR loan
- Asset-based qualifying
- Bank statement loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 7 years licensed
- 21
Maikel HannaNMLS 2583311
Loan Factory · Mortgage broker · licensed in 2 states
- DSCR loan
- 1099 income
- Bank statement loan
- FHA loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 22
Gregory RutoloNMLS 34860
Loan Factory · Mortgage broker · Medford, NJ · licensed in 2 states
- DSCR loan
- HELOC
- 1099 income
- Bank statement loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 23
Jerry NortonNMLS 2773844
Loan Factory · Mortgage broker · licensed in 3 states
- DSCR loan
- FHA loan
- HELOC
- Real estate investor
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
Before you choose
Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.
- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.