John Kladis
Mortgage Loan Officer at Loan Factory
NMLS ID 2324532 (opens in a new tab) · verify at NMLS Consumer Access
John Kladis (NMLS 2324532) is Mortgage Loan Officer at Loan Factory. Licensed in 5 states: Florida, Arizona, North Carolina, Tennessee and Texas. Focus areas shown on the lender page: 1099 income, Bank statement loan, Construction loan, DSCR loan and FHA loan. 3 years licensed.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 3 years licensed
- 5 states
- Unclaimed profile
- No actions on file
Specialties
- 1099 incomelender page
- Bank statement loanlender page
- Construction loanlender page
- DSCR loanlender page
- FHA loanlender page
- HELOClender page
- ITIN borrowerlender page
- Real estate investorlender page
- USDA loanlender page
- VA loanlender page
- Vacation homelender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, North Carolina, Tennessee, Texas
Confirmed with the state regulator: FL (opens in a new tab) (LO114108, since 2022), verified 2026-10-09.
Others as listed on the lender page (AZ, NC, TN, TX), not yet checked against state regulators.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
John Kladis brings 30+ years of service industry experience and has received over 70 awards throughout his career. He specializes in residential, investment property, and commercial mortgages including purchases, refinances, construction loans, and DSCR programs.
Our summary of the lender page. Verified 2026-10-09.
- Also
- Specializes in residential, investment property, and commercial mortgages
- Source (opens in a new tab), verified 2026-10-09
Reviews
Reviews on other sites
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LenDb reviews
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Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: John Kladis (NMLS 2324532), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-kladis-2324532, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.