Justin Cotton
Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Washington, DC
NMLS ID 1783831 (opens in a new tab) · verify at NMLS Consumer Access
Justin Cotton (NMLS 1783831) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Washington, DC. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, FHA loan, Self-employed, Jumbo loan and First-time buyer.
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- VA loanlender page
- FHA loanlender page
- Self-employedlender page
- Jumbo loanlender page
- First-time buyerlender page
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
District of Columbia, Maryland, Virginia
Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Washington, DC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Justin has 9 years of experience as a Senior Home Lending Advisor. They specialize in self-employed lending, FHA and VA mortgages, first-time homebuyer programs, and jumbo mortgages.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Justin Cotton (NMLS 1783831), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/justin-cotton-1783831, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.