Borrower situations · District of Columbia

Loan officers for first-time buyers in District of Columbia

As of 2026-10-09, LenDb lists 106 loan officers licensed in or based in District of Columbia whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Ken Byrne (ALCOVA Mortgage, Chantilly) and Michelle Greenwalt (First Home Mortgage, Millersville). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • First-time buyer
    • Real estate investor
    • VA loan
    • FHA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 12, 2013 (Texas), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Ken ByrneNMLS 187129

    ALCOVA Mortgage · Chantilly, VA · licensed in 7 states

    • First-time buyer
    • Real estate investor
    • Self-employed
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 9, 2025 (Florida), per state regulator
    • States 34 years of experience (lender page, 2026-10-09)
  3. 3

    Michelle GreenwaltNMLS 267729

    First Home Mortgage · Millersville, MD · licensed in 9 states

    • First-time buyer
    • Down payment assistance
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 1, 2022 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Trey JonesNMLS 338172

    First Home Mortgage · Bethesda, MD · licensed in 3 states

    • First-time buyer
    • Real estate investor
    • Self-employed
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    Kelly FischerNMLS 476360

    Guild Mortgage · Fairfax, VA · licensed in 5 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 25, 2015 (Florida), per state regulator
    • States 30 years of experience (lender page, 2026-10-09)
  6. 6

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • First-time buyer
    • FHA loan
    • Jumbo loan
    • Non-QM loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 16, 2019 (Texas), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Alex JaffeNMLS 192106

    First Home Mortgage · Chevy Chase, MD · licensed in 4 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 18 years of experience (lender page, 2026-10-09)
  8. 8

    Jocelyn LasherNMLS 390711

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 4 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  9. 9

    Mea DanigelisNMLS 770981

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: April 6, 2017 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  10. 10

    Jeff HalbertNMLS 71222

    First Home Mortgage · Dunkirk, MD · licensed in 8 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 23, 2010 (Florida), per state regulator
  11. 11

    Mark NiosiNMLS 216306

    CrossCountry Mortgage · Dunkirk, MD · licensed in 9 states

    • First-time buyer
    • Down payment assistance
    • Low credit score
    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 23, 2020 (Florida), per state regulator
    • States 24 years of experience (lender page, 2026-10-09)
  12. 12

    Joe McBreenNMLS 686541

    CrossCountry Mortgage · Michigan City, IN · licensed in 22 states

    • First-time buyer
    • Real estate investor
    • FHA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: October 16, 2018 (Florida), per state regulator
    • States 16 years of experience (lender page, 2026-10-09)
  13. 13

    Christian KoskoNMLS 1415795

    Fairway Independent Mortgage Corporation · Washington, DC · licensed in 3 states

    • First-time buyer
    • Self-employed
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Washington, DC
    • Earliest state license record: December 11, 2020 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  14. 14

    Nathan FitzgeraldNMLS 369554

    CrossCountry Mortgage · Orlando, FL · licensed in 15 states

    • First-time buyer
    • VA loan
    • Renovation loan (203k / HomeStyle)
    • HELOC
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 4, 2022 (Florida), per state regulator
    • States 15 years of experience (lender page, 2026-10-09)
  15. 15

    Ryan PaquinNMLS 187868

    First Home Mortgage · Crofton, MD · licensed in 10 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 17, 2012 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  16. 16

    Josh ThompsonNMLS 188370

    First Home Mortgage · Bethesda, MD · licensed in 6 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 1, 2022 (Florida), per state regulator
    • States 18 years of experience (lender page, 2026-10-09)
  17. 17

    Addie AndersenNMLS 195643

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 3 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 27 years of experience (lender page, 2026-10-09)
  18. 18

    Danny HembachNMLS 1533678

    Guild Mortgage · Arlington, VA · licensed in 5 states

    • First-time buyer
    • Down payment assistance
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: April 14, 2020 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  19. 19

    David AikmanNMLS 1545845

    Embrace Home Loans · Woodbridge, VA · licensed in 3 states

    • First-time buyer
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 8 years of experience (lender page, 2026-10-09)
  20. 20

    Matt LiebermanNMLS 200283

    First Home Mortgage · Bethesda, MD · licensed in 10 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 30, 2019 (Florida), per state regulator
  21. 21

    Jason NaderNMLS 313085

    First Home Mortgage · Annapolis, MD · licensed in 7 states

    • First-time buyer
    • VA loan
    • FHA loan
    • USDA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 15, 2019 (Florida), per state regulator
  22. 22

    Lisa YountchiNMLS 1485353

    CrossCountry Mortgage · Purchase, NY · licensed in 10 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 5, 2024 (Florida), per state regulator
    • States 6 years of experience (lender page, 2026-10-09)
  23. 23

    Devin IannoneNMLS 1824195

    Embrace Home Loans · Rockville, MD · licensed in 12 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 22, 2020 (Florida), per state regulator
  24. 24

    Corinne SpartanaNMLS 1965019

    Embrace Home Loans · Timonium, MD · licensed in 9 states

    • First-time buyer
    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 29, 2020 (Florida), per state regulator
    • States 6 years of experience (lender page, 2026-10-09)
  25. 25

    Tim HandNMLS 2399625

    First Home Mortgage · Dunkirk, MD · licensed in 6 states

    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 27, 2022 (Florida), per state regulator
    • States 5 years of experience (lender page, 2026-10-09)

Before you choose

The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.

  • Which low down payment programs fit my situation?
  • Am I eligible for any first-time buyer assistance here?
  • What will my total cash to close be?

More about First-time buyer

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DC license is confirmed with the state regulator (check mark), DC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.