Loan programs · District of Columbia
VA loan officers in District of Columbia
As of 2026-10-09, LenDb lists 116 loan officers licensed in or based in District of Columbia whose lender pages show VA loan work. The top-ranked are Justin Cotton (JPMorgan Chase Bank (Chase Home Lending), Washington), Christian Kosko (Fairway Independent Mortgage Corporation, Washington) and Jose Strickland (First Home Mortgage, La Plata). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Justin CottonNMLS 1783831
JPMorgan Chase Bank (Chase Home Lending) · Washington, DC · licensed in 3 states
- VA loan
- FHA loan
- First-time buyer
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- Branch in District of Columbia
- 9 years experience (stated on lender page, 2026-10-09)
- 2
Christian KoskoNMLS 1415795
Fairway Independent Mortgage Corporation · Washington, DC · licensed in 3 states
- VA loan
- First-time buyer
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- Branch in District of Columbia
- 7 years licensed
- 3
Jose StricklandNMLS 1447128
First Home Mortgage · La Plata, MD · licensed in 2 states
- VA loan
- DSCR loan
- FHA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Jeff HalbertNMLS 71222
First Home Mortgage · Dunkirk, MD · licensed in 8 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
Mike EastmanNMLS 21108
First Heritage Mortgage · Fairfax, VA · licensed in 12 states
- VA loan
- FHA loan
- Jumbo loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 6
Bruce Alan DorseyNMLS 174898
NFM Lending · Linthicum Heights, MD · licensed in 4 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 7
Ryan HadleyNMLS 1760292
First Heritage Mortgage · licensed in 7 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Robert TaylorNMLS 132188
First Home Mortgage · Baltimore, MD · licensed in 7 states
- VA loan
- FHA loan
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 9
James F. GaudiosiNMLS 474088
Atlantic Coast Mortgage · Fairfax, VA · licensed in 3 states
- VA loan
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 11
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 12
Lisa PerryNMLS 276329
First Heritage Mortgage · licensed in 6 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 18 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Kelly FischerNMLS 476360
Guild Mortgage · Fairfax, VA · licensed in 5 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 14
Aimee MinnisNMLS 1403192
NFM Lending · Linthicum, MD · licensed in 4 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 15
Mike WeinsteinNMLS 1185158
First Home Mortgage · Baltimore, MD · licensed in 5 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 12 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Jerry BerryNMLS 109657
First Heritage Mortgage · licensed in 10 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 17
Amore AzimiNMLS 1045180
Embrace Home Loans · Rockville, MD · licensed in 10 states
- VA loan
- Jumbo loan
- Real estate investor
- Rural property
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 18
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- VA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 19
Michael HaggertyNMLS 525740
Embrace Home Loans · Rockville, MD · licensed in 4 states
- VA loan
- First-time buyer
- Real estate investor
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Eric LewisNMLS 1545015
Pennymac · licensed in 10 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 21
Brian BonnetNMLS 224811
Atlantic Coast Mortgage · Alexandria, VA · licensed in 3 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 22
Mea DanigelisNMLS 770981
Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states
- VA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 23
David AikmanNMLS 1545845
Embrace Home Loans · Woodbridge, VA · licensed in 3 states
- VA loan
- First-time buyer
- Down payment assistance
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 8 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- VA loan
- FHA loan
- First-time buyer
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 25
Craig Miller JrNMLS 686948
Guild Mortgage · Alexandria, VA · licensed in 8 states
- VA loan
- First-time buyer
- Jumbo loan
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in DC (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in DC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.