Karen Chiu
SVP of Mortgage Lending at CrossCountry Mortgage · San Gabriel, CA
NMLS ID 611778 (opens in a new tab) · verify at NMLS Consumer Access
Karen Chiu (NMLS 611778) is SVP of Mortgage Lending at CrossCountry Mortgage, based in San Gabriel, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Georgia, Illinois, Indiana, Kentucky and 10 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, First-time buyer, Non-QM loan and New construction. Licensed since 2020 (per Colorado records).
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Colorado records)
- 21 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, Arizona, California, Colorado, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Missouri, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO116610, since 2023), CO (opens in a new tab) (100517514, since 2020), PA (opens in a new tab) (115308), verified 2026-10-09.
Lender-reported: AL, AR, AZ, CA, GA, IL, IN, KY, LA, MI, MO, NC, NV, OH, SC, TN, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · San Gabriel, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Karen has specialized in first-time homebuyers and non-QM loans for new construction purchases since joining the mortgage industry in the 1990s, earning multiple Top Originator and diversity awards.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Scotsman Guide Top Originator #118 Top Dollar Volume, Top FHA Volume, Most Loans Closed, Top Purchase Volume (2020–2023)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Scotsman Guide Top Women Originator #27 nationally (2018–2023)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Mortgage Banker Magazine's Powerful Women of Mortgage Banking 2022
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Profiles in Diversity Journal's Asian Leader Worth Watching (2021–2023)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Mortgage Executive Magazine's Top 1% Mortgage Originators in America (2017–2022)
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Karen Chiu (NMLS 611778), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/karen-chiu-611778, last verified 2026-10-09.
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