Property types · California
New construction loan officers in California
As of 2026-10-09, LenDb lists 56 loan officers licensed in or based in California whose lender pages show New construction work. The top-ranked are Hugh Tanner (CrossCountry Mortgage, San Diego), Jay Cox (CrossCountry Mortgage, Pittsburgh) and Raena Pinchuk (CrossCountry Mortgage, Coeur d'Alene). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Hugh TannerNMLS 311018
CrossCountry Mortgage · San Diego, CA · licensed in 10 states
- New construction
- FHA loan
- First-time buyer
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Diego, CA
- Licensed since 2021 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 2
Jay CoxNMLS 448416
CrossCountry Mortgage · Pittsburgh, PA · licensed in 8 states
- New construction
- Jumbo loan
- Self-employed
- FHA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Raena PinchukNMLS 1488388
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 4 states
- New construction
- First-time buyer
- Self-employed
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 4
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Gabriel, CA
- Licensed since 2020 (per Colorado records)
- 5
Samantha LindleyNMLS 1210610
American Pacific Mortgage · Kennewick, WA · licensed in 5 states
- New construction
- Jumbo loan
- Manufactured home
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- States 9 years of experience (lender page, 2026-10-09)
- 6
Nicole KwanNMLS 477256
CrossCountry Mortgage · Lexington, MA · licensed in 5 states
- New construction
- Condo
- Foreign national
- Physician and medical professional
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- New construction
- Construction loan
- Down payment assistance
- First-time buyer
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Jessica UphoffNMLS 174999
Homeowners Financial Group · Westminster, CO · licensed in 12 states
- New construction
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 9
Walter VasquezNMLS 1210736
Wells Fargo Home Mortgage · Bank · San Diego, CA
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Diego, CA
- Licensed since 2020 (per Florida records)
- 10
Ryan SandellNMLS 221731
NFM Lending · Tempe, AZ · licensed in 10 states
- New construction
- First-time buyer
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 11
Chris ArmbrusterNMLS 1141561
Union Home Mortgage · Roanoke, TX · licensed in 10 states
- New construction
- First-time buyer
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 12
Renee SaccoNMLS 453805
Union Home Mortgage · Phoenix, AZ · licensed in 3 states
- New construction
- Condo
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- 13
Scott BuehlerNMLS 1794818
Guild Mortgage · St. George, UT · licensed in 5 states
- New construction
- Bank statement loan
- Self-employed
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- 14
- 15
Catherine PanNMLS 778874
U.S. Bank · Bank · Pasadena, CA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Pasadena, CA
- 16
LeAnn Denise WongNMLS 1161555
Wells Fargo Home Mortgage · Bank · San Jose, CA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Jose, CA
- 17
Bertha AvilesNMLS 1272078
U.S. Bank · Bank · South Pasadena, CA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in South Pasadena, CA
- 18
Katie ChangNMLS 1392147
Wells Fargo Home Mortgage · Bank · San Jose, CA
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Jose, CA
- 19
Louis FajardoNMLS 12353
U.S. Bank · Bank · San Diego, CA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in San Diego, CA
- 20
Dwight RitchieNMLS 177968
U.S. Bank · Bank · Diamond Bar, CA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Diamond Bar, CA
- 21
Charles ScottNMLS 238999
U.S. Bank · Bank · Folsom, CA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Folsom, CA
- 22
- 23
Vicki ShinnNMLS 248912
U.S. Bank · Bank · Torrance, CA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Torrance, CA
- 24
Eddie GarciaNMLS 330696
U.S. Bank · Bank · Los Gatos, CA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Los Gatos, CA
- 25
Leslie HarveyNMLS 417783
U.S. Bank · Bank · Walnut Creek, CA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Walnut Creek, CA
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.