Property types · Michigan
New construction loan officers in Michigan
As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in Michigan whose lender pages show New construction work. The top-ranked are Pat Kinder (Fairway Independent Mortgage Corporation, Fort Wayne), Robin Thompson (Union Home Mortgage, Saint Clair) and Scott Hine (Fairway Independent Mortgage Corporation, Fredericksburg). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 18
- 1
Pat KinderNMLS 277042
Fairway Independent Mortgage Corporation · Fort Wayne, IN · licensed in 4 states
- New construction
- Construction loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 2
Robin ThompsonNMLS 148063
Union Home Mortgage · Saint Clair, MI · licensed in 3 states
- New construction
- First-time buyer
- Self-employed
- FHA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 9 years licensed
- 3
Scott HineNMLS 475661
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 14 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 4
Brian HerveyNMLS 138101
Union Home Mortgage · Reed City, MI
- New construction
- Rural property
- Down payment assistance
- FHA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 20 years experience (stated on lender page, 2026-10-09)
- 5
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 6
Sheri WatkinsNMLS 279665
Ruoff Mortgage · licensed in 8 states
- New construction
- First-time buyer
- Vacation home
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 7
Ron HaddadNMLS 204443
Union Home Mortgage · Arlington Heights, IL · licensed in 8 states
- New construction
- Down payment assistance
- Jumbo loan
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 8
Kay M. DavisNMLS 436627
Union Home Mortgage · Saint Clair, MI · licensed in 5 states
- New construction
- First-time buyer
- Real estate investor
- Vacation home
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 9 years licensed
- 9
Jessica BarberNMLS 913195
Guild Mortgage · Florissant, MO · licensed in 7 states
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 10
Casey KiserNMLS 729436
Guild Mortgage · Longmont, CO · licensed in 14 states
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 11
Kathleen SterkelNMLS 288767
Union Home Mortgage · Rochester, MI
- New construction
- First-time buyer
- FHA loan
- Jumbo loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- No disciplinary actions on file at LenDb
- 12
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- New construction
- Jumbo loan
- Physician and medical professional
- Renovation loan (203k / HomeStyle)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 13
Doug CarrollNMLS 173634
Ruoff Mortgage · licensed in 4 states
- New construction
- Down payment assistance
- FHA loan
- Jumbo loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 14
Tracy BolenNMLS 1734508
American Pacific Mortgage · Roseville, CA · licensed in 51 states
- New construction
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 15
Paul QuinlanNMLS 1853860
Guild Mortgage · Albuquerque, NM · licensed in 4 states
- New construction
- Self-employed
- Real estate investor
- Down payment assistance
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 16
Jim LuanaNMLS 2403351
Ruoff Mortgage · Ohio · licensed in 3 states
- New construction
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Miley BormanNMLS 2690426
- New construction
- HELOC
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Stephanie MoncayoNMLS 2223577
Ruoff Mortgage · licensed in 3 states
- New construction
- Down payment assistance
- First-time buyer
- Real estate investor
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.