Kirk Hutchings

Team Leader/Vice President at Embrace Home Loans · Middletown, RI

NMLS ID 7593 (opens in a new tab) · verify at NMLS Consumer Access

Kirk Hutchings (NMLS 7593) is Team Leader/Vice President at Embrace Home Loans, based in Middletown, RI. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, Delaware, Georgia, Idaho and 25 more on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). States 39 years of experience.

Last verified 2026-10-09. Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Licensed since 2011 (per Florida records)
39 years experience (stated)
36 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

None listed on the lender page yet.

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Florida, Colorado, Pennsylvania, Alabama, Arkansas, Arizona, California, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Montana, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, West Virginia

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO2884, since 2011), CO (opens in a new tab) (100536567, since 2023), PA (opens in a new tab) (22082), verified 2026-10-09.

Lender-reported: AL, AR, AZ, CA, CT, DE, GA, ID, IL, IN, KY, LA, MA, MD, ME, MI, MN, MT, NC, NH, NJ, NY, OH, OK, OR, RI, SC, TN, TX, VA, WA, WI, WV are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Embrace Home Loans NMLS 2184
Current · Middletown, RI · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kirk has been with Embrace for 39 years, serving as Team Leader and Vice President overseeing 12 loan officers. He has earned President's Award, Top Sales Leader, and made the All Star Team nine times.

Our summary of the lender page. Verified 2026-10-09.

Role: Team Leader and Vice President overseeing a team of 12 Loan Officers; Source (opens in a new tab), verified 2026-10-09
Education: Bachelor of Arts in History and minor in Political Science from University of New Hampshire; Source (opens in a new tab), verified 2026-10-09
Credentials: President's Award, Top Sales Leader, Top Coach; All Star Team member nine times; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · embracehomeloans.com (opens in a new tab)	verified 2026-10-09
Licenses (regulator)	state regulator · data.pa.gov (opens in a new tab)	verified 2026-10-10
Licensed states	lender site · embracehomeloans.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · embracehomeloans.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · embracehomeloans.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · embracehomeloans.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Kirk Hutchings (NMLS 7593), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/kirk-hutchings-7593, last verified 2026-10-09.

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