Jake McKay
Senior Loan Officer at Embrace Home Loans · Middletown, RI
NMLS ID 388731 (opens in a new tab) · verify at NMLS Consumer Access
Jake McKay (NMLS 388731) is Senior Loan Officer at Embrace Home Loans, based in Middletown, RI. Licensed in 26 states: Florida, Alabama, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware and 18 more. Focus areas shown on the lender page: First-time buyer and Real estate investor. 4 years licensed.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 4 years licensed
- 26 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Georgia, Idaho, Illinois, Indiana, Massachusetts, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO97283, since 2021), CO (opens in a new tab) (100038439, since 2012), PA (opens in a new tab) (35462), verified 2026-10-09.
Others as listed on the lender page (AL, AR, CA, CT, DC, DE, GA, ID, IL, IN, MA, NC, NH, NJ, NY, OH, OK, OR, RI, SC, TN, TX, VA), not yet checked against state regulators.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Middletown, RI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jake has over 14 years at Embrace specializing in making complex mortgages simple and stress-free. He works with first-time buyers, experienced investors, and refinancing clients, earning Rookie of the Year and All-Star status with a 98% satisfaction rating.
Our summary of the lender page. Verified 2026-10-09.
Reviews
Reviews on other sites
Ratings and links from Google, Zillow, Experience.com and the lender's own site will appear here. We link out; we never copy review text.
LenDb reviews
Verified borrower reviews are coming. No paid reviews, no gating, no hiding negatives.
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jake McKay (NMLS 388731), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/jake-mckay-388731, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.