Kraig Spence
Loan Officer at Churchill Mortgage · Columbia, MD
NMLS ID 5675 (opens in a new tab) · verify at NMLS Consumer Access
Kraig Spence (NMLS 5675) is Loan Officer at Churchill Mortgage, based in Columbia, MD. Licensed in 16 states: Florida, Colorado, District of Columbia, Delaware, Georgia, Maryland, North Carolina, Nebraska and 8 more. Focus areas shown on the lender page: Real estate investor. 15 years licensed.
Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 15 years licensed
- 16 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: churchillmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, District of Columbia, Delaware, Georgia, Maryland, North Carolina, Nebraska, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, West Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO4968, since 2011), verified 2026-10-09.
Others as listed on the lender page (CO, DC, DE, GA, MD, NC, NE, NJ, OH, PA, SC, TN, VA, WA, WV), not yet checked against state regulators.
Contact
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Employment history
Churchill Mortgage NMLS 1591
Current · Columbia, MD · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Kraig has 24 years of expertise in mortgage financing and is recognized as a top 1% originator. He is also an experienced real estate investor and holds a bachelor's degree in organizational communications.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kraig Spence (NMLS 5675), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/kraig-spence-5675, last verified 2026-10-09.
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