Kristina Hayes, photo from Churchill Mortgage

Kristina Hayes

Loan Officer at Churchill Mortgage · Irvine, CA

NMLS ID 1057175 (opens in a new tab) · verify at NMLS Consumer Access

Kristina Hayes (NMLS 1057175) is Loan Officer at Churchill Mortgage, based in Irvine, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, Georgia, Iowa, Idaho and 13 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Non-QM loan and VA loan. Licensed since 2013 (per Colorado records). States 35 years of experience.

Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: churchillmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Colorado, Pennsylvania, Alabama, Arkansas, Arizona, California, Connecticut, Georgia, Iowa, Idaho, Illinois, Indiana, Kentucky, Massachusetts, Maryland, Michigan, Minnesota, North Carolina, North Dakota, Oregon, Tennessee, Virginia, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO23332, since 2014), CO (opens in a new tab) (100046512, since 2013), PA (opens in a new tab) (70517), verified 2026-10-09.

Lender-reported: AL, AR, AZ, CA, CT, GA, IA, ID, IL, IN, KY, MA, MD, MI, MN, NC, ND, OR, TN, VA, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Churchill Mortgage NMLS 1591

    Current · Irvine, CA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Over 35 years in the lending industry, licensed in 24 states with expertise in Conventional, FHA, VA and Non-QM loan programs.

Our summary of the lender page. Verified 2026-10-09.

Credentials
Licensed in 24 states
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
Licensed stateslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kristina Hayes (NMLS 1057175), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/kristina-hayes-1057175, last verified 2026-10-09.

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