Kristina Melnik
Loan Officer at Churchill Mortgage · Roseville, CA
NMLS ID 2316172 (opens in a new tab) · verify at NMLS Consumer Access
Kristina Melnik (NMLS 2316172) is Loan Officer at Churchill Mortgage, based in Roseville, CA. Licensed in Florida, confirmed with the state regulator (license LO138476). Also lists California, Minnesota, South Carolina, Tennessee and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor and VA loan. Speaks Russian and Ukrainian. Licensed since 2025 (per Florida records). States 8 years of experience.
Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 8 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: churchillmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Russian
- Ukrainian
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, California, Minnesota, South Carolina, Tennessee, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138476, since 2025), verified 2026-10-09.
Lender-reported: CA, MN, SC, TN, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Churchill Mortgage NMLS 1591
Current · Roseville, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Over 8 years as a mortgage loan officer specializing in FHA, VA, conventional loans, and real estate investor financing with fluency in Russian and Ukrainian.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kristina Melnik (NMLS 2316172), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/kvitoslava-melnik-2316172, last verified 2026-10-09.
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