Liz Garzon
Mortgage Banker at The Federal Savings Bank
NMLS ID 1203718 (opens in a new tab) · verify at NMLS Consumer Access
Liz Garzon (NMLS 1203718) is Mortgage Banker at The Federal Savings Bank. Licensed in Florida, confirmed with the state regulator (license LO113474). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: September 22, 2022 (Florida), per state regulator. States 10 years of experience.
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 22, 2022 (Florida), per state regulator
- 10 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Liz's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO113474, first effective 2022-09-22), verified 2026-10-15.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Liz Garzon has more than 10 years in residential lending and is fluent in English and Spanish. They say they specialize in FHA, VA, Conventional and Jumbo loan programs. Outside of work they enjoy traveling, reading and dancing.
Our summary of the lender page. Verified 2026-10-16.
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Lender programs | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Summary | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Liz Garzon (NMLS 1203718), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/lizeth-garzon-1203718, last verified 2026-10-16.
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