Luis Kercado
Loan Officer at CrossCountry Mortgage · Tequesta, FL
NMLS ID 661857 (opens in a new tab) · verify at NMLS Consumer Access
Luis Kercado (NMLS 661857) is Loan Officer at CrossCountry Mortgage, based in Tequesta, FL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Texas, Virginia and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, FHA loan and HELOC. Speaks English and Spanish. Licensed since 2025 (per Colorado records). States 20 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Colorado records)
- 20 years experience (stated)
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, Colorado, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Texas, Virginia, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO136368, since 2025), CO (opens in a new tab) (100541059, since 2025), verified 2026-10-09.
Lender-reported: GA, KY, MS, NC, SC, TX, VA, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Tequesta, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Luis has over 20 years of experience in banking, corresponding and brokerage lending. They serve Loxahatchee, FL and are fluent in English and Spanish.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Luis Kercado (NMLS 661857), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/luis-kercado-661857, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.