Jeff Gaccione
Senior Loan Officer at Embrace Home Loans · Middletown, RI
NMLS ID 20461 (opens in a new tab) · verify at NMLS Consumer Access
Jeff Gaccione (NMLS 20461) is Senior Loan Officer at Embrace Home Loans, based in Middletown, RI. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, Delaware, Georgia, Idaho and 14 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 11, 2007 (Colorado), per state regulator. States 21 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 11, 2007 (Colorado), per state regulator
- 21 years experience (stated)
- 25 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Massachusetts, Maryland, North Carolina, Nebraska, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, Tennessee, Texas, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO2397, first effective 2011-02-13), CO (opens in a new tab) (100020878, first effective 2007-11-11), PA (opens in a new tab) (21743), verified 2026-10-09.
Lender-reported: AL, AR, AZ, CA, CT, DE, GA, ID, IL, IN, MA, MD, NC, NE, NJ, NY, OH, OK, RI, TN, TX, VA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Middletown, RI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jeff has been a loan officer at Embrace for 21 years, specializing in tailored financial solutions and helping clients build wealth through home equity and bill consolidation. Primary service area is South County RI; also serves CT, MA and many other states.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor's degree in Finance from University of Rhode Island
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Embrace Home Loans President's Club 10 times
- Source (opens in a new tab), verified 2026-10-09
- Community
- Member of North Kingstown Chamber of Commerce; participates in community activities
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jeff Gaccione (NMLS 20461), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/jeffrey-gaccione-20461, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.