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Melinda Munoz, photo from Union Home Mortgage

Melinda Munoz

Branch Manager at Union Home Mortgage · Texas

NMLS ID 293463 (opens in a new tab) · verify at NMLS Consumer Access

Melinda Munoz (NMLS 293463) is Branch Manager at Union Home Mortgage, based in Texas. Licensed in Texas. Focus areas shown on the lender page: Down payment assistance, First-time buyer, Real estate investor and VA loan. Speaks Spanish. States 26 years of experience.

Last verified . Sources: Union Home Mortgage (uhm.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: uhm.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Texas

As listed on the lender page (TX), not yet checked against state regulators.

Contact

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View profile at Union Home Mortgage (opens in a new tab)

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Employment history

  1. Union Home Mortgage NMLS 2229

    Current · TX · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Melinda has 26 years in the mortgage industry, starting as a loan processor and transitioning to originating loans. They work extensively with first-time homebuyers, repeat buyers, and investors, with a focus on down payment assistance programs.

Our summary of the lender page. Verified 2026-10-09.

Role
Started as Loan Processor, transitioned to loan origination
Source (opens in a new tab), verified 2026-10-09
Serves
Houston and surrounding areas
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · uhm.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · uhm.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · uhm.com (opens in a new tab)verified 2026-10-09
Languageslender site · uhm.com (opens in a new tab)verified 2026-10-09
Summarylender site · uhm.com (opens in a new tab)verified 2026-10-09
Contactlender site · uhm.com (opens in a new tab)verified 2026-10-09
Photolender site · uhm.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Melinda Munoz (NMLS 293463), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/melinda-munoz-293463, last verified 2026-10-09.

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