Melinda Thomas
Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Clarkston, MI
NMLS ID 134313 (opens in a new tab) · verify at NMLS Consumer Access
Melinda Thomas (NMLS 134313) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Clarkston, MI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Vacation home, VA loan, FHA loan and Self-employed.
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Down payment assistancelender page
- Vacation homelender page
- VA loanlender page
- FHA loanlender page
- Self-employedlender page
- First-time buyerlender page
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Clarkston, MI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Melinda has 26 years of experience as a Senior Home Lending Advisor serving Southeast Michigan and across the country, specializing in lending to self-employed clients, low-to-moderate income programs, vacation home financing, FHA and VA mortgages, and first-time homebuyer programs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Melinda Thomas (NMLS 134313), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/melinda-thomas-134313, last verified 2026-10-09.
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