Property types · Michigan
Vacation home loan officers in Michigan
As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Michigan whose lender pages show Vacation home work. The top-ranked are Kelly Kaufmann (Success Mortgage Partners, Plymouth), Sheri Watkins (Ruoff Mortgage) and Ron Haddad (Union Home Mortgage, Arlington Heights). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 22
- 1
Kelly KaufmannNMLS 444808
Success Mortgage Partners · Plymouth, MI
- Vacation home
- Real estate investor
- First-time buyer
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Plymouth, MI
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Sheri WatkinsNMLS 279665
Ruoff Mortgage · licensed in 8 states
- Vacation home
- First-time buyer
- New construction
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 3
Ron HaddadNMLS 204443
Union Home Mortgage · Arlington Heights, IL · licensed in 8 states
- Vacation home
- Down payment assistance
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Vacation home
- Jumbo loan
- New construction
- Physician and medical professional
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Angela RoseNMLS 564393
CrossCountry Mortgage · Grand Haven, MI
- Vacation home
- VA loan
- Real estate investor
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Grand Haven, MI
- 6
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- Vacation home
- Down payment assistance
- First-time buyer
- Jumbo loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 7
Sami BarakatNMLS 427195
JPMorgan Chase Bank (Chase Home Lending) · Bank · Troy, MI
- Vacation home
- Self-employed
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Troy, MI
- States 7 years of experience (lender page, 2026-10-09)
- 8
Sahani DissanayakeNMLS 673469
JPMorgan Chase Bank (Chase Home Lending) · Bank · Birmingham, MI · licensed in 2 states
- Vacation home
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Birmingham, MI
- Licensed since 2018 (per Florida records)
- 9
Rex GraszNMLS 245451
Union Home Mortgage · Upper Sandusky, OH · licensed in 6 states
- Vacation home
- Real estate investor
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- 10
Sam JadallahNMLS 28120
JPMorgan Chase Bank (Chase Home Lending) · Bank · Ann Arbor, MI
- Vacation home
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Ann Arbor, MI
- 11
Melinda ThomasNMLS 134313
JPMorgan Chase Bank (Chase Home Lending) · Bank · Clarkston, MI
- Vacation home
- Down payment assistance
- VA loan
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Clarkston, MI
- 12
Scott GoldNMLS 406609
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bloomfield Hills, MI
- Vacation home
- Self-employed
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Bloomfield Hills, MI
- 13
Amanda HermizNMLS 407438
JPMorgan Chase Bank (Chase Home Lending) · Bank · Novi, MI
- Vacation home
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Novi, MI
- 14
Sandra DannaNMLS 427337
JPMorgan Chase Bank (Chase Home Lending) · Bank · Fort Gratiot, MI
- Vacation home
- Self-employed
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Fort Gratiot, MI
- 15
Jamie LiebermanNMLS 476762
JPMorgan Chase Bank (Chase Home Lending) · Bank · Plymouth, MI
- Vacation home
- Self-employed
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Plymouth, MI
- 16
Krystal MikhaNMLS 1047541
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bloomfield Hills, MI
- Vacation home
- Self-employed
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Bloomfield Hills, MI
- 17
Amy ShermakNMLS 1298502
JPMorgan Chase Bank (Chase Home Lending) · Bank · Grand Rapids, MI
- Vacation home
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Grand Rapids, MI
- 18
Christopher LarkNMLS 1670596
JPMorgan Chase Bank (Chase Home Lending) · Bank · Rochester, MI
- Vacation home
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Rochester, MI
- 19
Heidi HernandezNMLS 2810962
Xpert Home Lending · Mortgage broker · licensed in 6 states
- Vacation home
- Real estate investor
- First-time buyer
- Construction loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Colorado records)
- 20
Cody TealNMLS 65382
First Citizens Bank · Bank · Wilmington, NC · licensed in 33 states
- Vacation home
- Construction loan
- First-time buyer
- Jumbo loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- 21
Manen PanNMLS 1006352
First Citizens Bank · Bank · Pasadena, CA · licensed in 32 states
- Vacation home
- Real estate investor
- Construction loan
- Down payment assistance
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- 22
Nancy CattanoNMLS 858552
Atlantic Coast Mortgage · licensed in 14 states
- Vacation home
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
Before you choose
Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.
- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MI license is confirmed with the state regulator (check mark), MI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.