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Michael Chi-Ukpai, photo from CrossCountry Mortgage

Michael Chi-Ukpai

Originating Branch Manager at CrossCountry Mortgage · Scottsdale, AZ

NMLS ID 1371449 (opens in a new tab) · verify at NMLS Consumer Access

Michael Chi-Ukpai (NMLS 1371449) is Originating Branch Manager at CrossCountry Mortgage, based in Scottsdale, AZ. Lists Arizona, California, Colorado, Iowa, Indiana, Maryland, Michigan, Mississippi and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan and VA loan.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Arizona, California, Colorado, Iowa, Indiana, Maryland, Michigan, Mississippi, North Carolina, Ohio, Oklahoma, Texas

Lender-reported: AZ, CA, CO, IA, IN, MD, MI, MS, NC, OH, OK, TX are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Scottsdale, AZ · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Michael joined the mortgage industry in 2015 after graduating from University of Arizona. He specializes in first-time homebuyers, FHA, conventional, VA, and jumbo financing with a focus on white-glove service.

Our summary of the lender page. Verified 2026-10-09.

Experience
2015 years of experience (stated)
Source (opens in a new tab), verified 2026-10-09
Education
University of Arizona graduate
Source (opens in a new tab), verified 2026-10-09
Community
Very active in the community and committed to giving back
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Michael Chi-Ukpai (NMLS 1371449), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-chi-ukpai-1371449, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.