Michael Colella
Sales Manager at Embrace Home Loans · Basking Ridge, NJ
NMLS ID 1466855 (opens in a new tab) · verify at NMLS Consumer Access
Michael Colella (NMLS 1466855) is Sales Manager at Embrace Home Loans, based in Basking Ridge, NJ. Licensed in Florida, confirmed with the state regulator (license LO144864). Also lists Maryland, New Jersey, New York, Pennsylvania and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, HELOC, Jumbo loan and VA loan. Licensed since 2026 (per Florida records). States 10 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2026 (per Florida records)
- 10 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144864, since 2026), verified 2026-10-09.
Lender-reported: MD, NJ, NY, PA, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Basking Ridge, NJ · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael Colella is a Sales Manager with over 10 years of mortgage industry experience, serving homebuyers throughout New Jersey, Pennsylvania, New York, Delaware, Florida, Maryland, and Virginia. He specializes in conventional, FHA, VA, and jumbo mortgages, refinances, and home equity loans.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- New Jersey, Pennsylvania, New York, Delaware, Florida, Maryland, Virginia
- Source (opens in a new tab), verified 2026-10-09
- Education
- Bachelor of Science from West Virginia University
- Source (opens in a new tab), verified 2026-10-09
- Community
- Supports Homeward Bound Pet Adoption Center
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Colella (NMLS 1466855), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/michael-colella-1466855, last verified 2026-10-09.
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