Loan programs · Arizona
USDA loan officers in Arizona
As of 2026-10-09, LenDb lists 51 loan officers licensed in or based in Arizona whose lender pages show USDA loan work. The top-ranked are Tera Greene (CrossCountry Mortgage, Yuma), Andrew Schmidt (Churchill Mortgage, Scottsdale) and Shelley Covington (Intercap Lending, Kirkland). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Tera GreeneNMLS 304548
CrossCountry Mortgage · Yuma, AZ · licensed in 2 states
- USDA loan
- Construction loan
- Down payment assistance
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Yuma, AZ
- States 30 years of experience (lender page, 2026-10-09)
- 2
Andrew SchmidtNMLS 201143
Churchill Mortgage · Scottsdale, AZ · licensed in 7 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- States 25 years of experience (lender page, 2026-10-09)
- 3
Shelley CovingtonNMLS 102076
Intercap Lending · Kirkland, WA · licensed in 3 states
- USDA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 4
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Katy CanalesNMLS 270783
Churchill Mortgage · Salem, OR · licensed in 3 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 29 years of experience (lender page, 2026-10-09)
- 6
Jeanette JohnNMLS 611754
Intercap Lending · Logan, UT · licensed in 5 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- USDA loan
- Self-employed
- Construction loan
- Jumbo loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- States 20 years of experience (lender page, 2026-10-09)
- 8
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Burx NorrodNMLS 852144
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 2 states
- USDA loan
- FHA loan
- Jumbo loan
- Reverse mortgage
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Chandler, AZ
- 10
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- USDA loan
- Down payment assistance
- Jumbo loan
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 11
Chuck ButterfieldNMLS 176620
Churchill Mortgage · licensed in 20 states
- USDA loan
- First-time buyer
- Real estate investor
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 12
James McMurreyNMLS 2302283
CrossCountry Mortgage · Lacey, WA · licensed in 25 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 13
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- USDA loan
- Bank statement loan
- Down payment assistance
- DSCR loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 14
Debbie SchmidtNMLS 201144
Churchill Mortgage · Scottsdale, AZ · licensed in 7 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- States 24 years of experience (lender page, 2026-10-09)
- 15
Gail HillmanNMLS 312734
CrossCountry Mortgage · Bentonville, AR · licensed in 4 states
- USDA loan
- Non-QM loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 16
Lacey HoodNMLS 86949
Allied Mortgage Group · Charlotte, NC · licensed in 25 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 17
Darcy HansenNMLS 115482
LeaderOne Financial · Lakewood, WA · licensed in 3 states
- USDA loan
- Down payment assistance
- FHA loan
- Jumbo loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 18
Jack McGuireNMLS 137958
Allied Mortgage Group · Bala Cynwyd, PA · licensed in 16 states
- USDA loan
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 19
Matt BarrettNMLS 258528
Intercap Lending · Cottonwood Heights, UT · licensed in 19 states
- USDA loan
- Down payment assistance
- FHA loan
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 20
Brett ShawNMLS 315592
LeaderOne Financial · Colorado Springs, CO · licensed in 4 states
- USDA loan
- Construction loan
- Down payment assistance
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
George HarshNMLS 237004
CrossCountry Mortgage · Houston, TX · licensed in 33 states
- USDA loan
- Jumbo loan
- VA loan
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 22
Roy MonteroNMLS 351403
CrossCountry Mortgage · Honolulu, HI · licensed in 11 states
- USDA loan
- Manufactured home
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 23
Carol Schultz JungeNMLS 763367
C2 Financial Corporation · Mortgage broker · licensed in 8 states
- USDA loan
- FHA loan
- Reverse mortgage
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 24
Alex RamirezNMLS 450556
Xpert Home Lending · Mortgage broker · licensed in 5 states
- USDA loan
- VA loan
- Asset-based qualifying
- Bank statement loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 25
Kavita BhatiaNMLS 210894
Price Mortgage · Mortgage broker · Arizona · licensed in 2 states
- USDA loan
- Down payment assistance
- FHA loan
- Jumbo loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Arizona
- States 17 years of experience (lender page, 2026-10-09)
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AZ license is confirmed with the state regulator (check mark), AZ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.