Josh Surver
Loan Officer at Xpert Home Lending
NMLS ID 2459945 (opens in a new tab) · verify at NMLS Consumer Access
Josh Surver (NMLS 2459945) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO124105). Also lists Alabama, Arizona, California, Colorado, Georgia, Hawaii, Illinois, Maryland and 17 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and VA loan. Licensed since 2023 (per Florida records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 26 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arizona, California, Colorado, Georgia, Hawaii, Illinois, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO124105, since 2023), verified 2026-10-09.
Lender-reported: AL, AZ, CA, CO, GA, HI, IL, MD, MN, MO, MS, MT, NC, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Josh Surver is a mortgage loan originator, Realtor®, and real estate investor who helps clients build wealth through real estate. With military background and dual VA mortgage specialist and realtor licensure, they craft financing solutions across 26 states.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Josh Surver (NMLS 2459945), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/joshua-surver-2459945, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.