Stephanie Cramm
Mortgage Advisor at Xpert Home Lending
NMLS ID 243972 (opens in a new tab) · verify at NMLS Consumer Access
Stephanie Cramm (NMLS 243972) is Mortgage Advisor at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arkansas, California, Georgia, Idaho, Minnesota, North Carolina, New Hampshire, New Mexico and 1 more on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Colorado records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Colorado records)
- 11 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Arkansas, California, Georgia, Idaho, Minnesota, North Carolina, New Hampshire, New Mexico, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO109617, since 2022), CO (opens in a new tab) (100510735, since 2018), verified 2026-10-09.
Lender-reported: AR, CA, GA, ID, MN, NC, NH, NM, TX are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Stephanie has 20+ years of mortgage experience serving clients across 11 states. Known for fast loan closings and personalized service.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Stephanie Cramm (NMLS 243972), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/stephanie-cramm-243972, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.