Michelle Dennard
Senior Loan Officer at Embrace Home Loans · Viera, FL
NMLS ID 335996 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Dennard (NMLS 335996) is Senior Loan Officer at Embrace Home Loans, based in Viera, FL. Licensed in Florida, confirmed with the state regulator (license LO27746). Licensed since 2014 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2014 (per Florida records)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO27746, since 2014), verified 2026-10-09.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Viera, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle Dennard is a Senior Loan Officer with years of experience guiding families through VA loans, first-time homebuyer programs, new construction financing, and rental property portfolios across Florida's Space Coast and surrounding counties.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Titusville, Florida; Brevard County including Mims, Merritt Island, Cocoa Beach, Rockledge, Melbourne, Palm Bay, Viera; Volusia County including New Smyrna Beach, Edgewater, Oak Hill, Ormond Beach, Po
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Background in construction lending; coordinated financing with builders for new construction homes
- Source (opens in a new tab), verified 2026-10-09
- Role
- Outside Loan Originator at Cross Country Mortgage
- Source (opens in a new tab), verified 2026-10-09
- Community
- Volunteers with Local Church in Mims in children's ministry; supports K9s for Warriors organization
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michelle Dennard (NMLS 335996), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/michelle-human-335996, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.