Karen Thaggard
Senior Loan Officer at Embrace Home Loans · Viera, FL
NMLS ID 1011431 (opens in a new tab) · verify at NMLS Consumer Access
Karen Thaggard (NMLS 1011431) is Senior Loan Officer at Embrace Home Loans, based in Viera, FL. Licensed in Florida, confirmed with the state regulator (license LO18852). Licensed since 2013 (per Florida records). States 20 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2013 (per Florida records)
- 20 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO18852, since 2013), verified 2026-10-09.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Viera, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Karen has 20 years of mortgage industry experience across origination, processing, and underwriting. She joined Embrace in 2012 and specializes in guiding both first-time homebuyers and refinancing clients to financial freedom.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Joined Embrace in 2012 as one of their Senior Loan Officers
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Worked in all aspects of mortgage industry - origination, processing, and underwriting
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Karen Thaggard (NMLS 1011431), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/karen-thaggard-1011431, last verified 2026-10-09.
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