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Stephen Thaggard, photo from Embrace Home Loans

Stephen Thaggard

Sales Manager at Embrace Home Loans · Viera, FL

NMLS ID 356309 (opens in a new tab) · verify at NMLS Consumer Access

Stephen Thaggard (NMLS 356309) is Sales Manager at Embrace Home Loans, based in Viera, FL. Licensed in Florida, confirmed with the state regulator (license LO11561). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, New construction and VA loan. Licensed since 2011 (per Florida records). States 30 years of experience.

Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO11561, since 2011), verified 2026-10-09.

Contact

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Employment history

  1. Embrace Home Loans NMLS 2184

    Current · Viera, FL · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

With 30+ years of mortgage lending experience, Stephen specializes in VA loans, new construction, conventional, FHA, jumbo loans, and first-time buyer programs. He serves as Producing Sales Manager and has been recognized as a member of President's Club since 2014.

Our summary of the lender page. Verified 2026-10-09.

Role
Producing Sales Manager in Viera office; joined Embrace Home Loans in 2010
Source (opens in a new tab), verified 2026-10-09
Credentials
Member of President's Club since 2014; member of Florida Association of Mortgage Professionals (FAMP) and Mortgage Bankers Association (MBA)
Source (opens in a new tab), verified 2026-10-09
Role
Previously owned and operated BeechTree Mortgage, Inc. in Cocoa Beach, Florida
Source (opens in a new tab), verified 2026-10-09
Serves
Works with homebuyers, homeowners, REALTORS®, and builders throughout Brevard County and Florida
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Summarylender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Contactlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Photolender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Stephen Thaggard (NMLS 356309), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/stephen-thaggard-356309, last verified 2026-10-09.

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