
Stephen Thaggard
Sales Manager at Embrace Home Loans · Viera, FL
NMLS ID 356309 (opens in a new tab) · verify at NMLS Consumer Access
Stephen Thaggard (NMLS 356309) is Sales Manager at Embrace Home Loans, based in Viera, FL. Licensed in Florida, confirmed with the state regulator (license LO11561). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, New construction and VA loan. Licensed since 2011 (per Florida records). States 30 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2011 (per Florida records)
- 30 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- New constructionlender page
- VA loanlender page
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO11561, since 2011), verified 2026-10-09.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Viera, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With 30+ years of mortgage lending experience, Stephen specializes in VA loans, new construction, conventional, FHA, jumbo loans, and first-time buyer programs. He serves as Producing Sales Manager and has been recognized as a member of President's Club since 2014.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Producing Sales Manager in Viera office; joined Embrace Home Loans in 2010
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Member of President's Club since 2014; member of Florida Association of Mortgage Professionals (FAMP) and Mortgage Bankers Association (MBA)
- Source (opens in a new tab), verified 2026-10-09
- Role
- Previously owned and operated BeechTree Mortgage, Inc. in Cocoa Beach, Florida
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Works with homebuyers, homeowners, REALTORS®, and builders throughout Brevard County and Florida
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Stephen Thaggard (NMLS 356309), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/stephen-thaggard-356309, last verified 2026-10-09.
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