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Nestor Gotay, photo from Guild Mortgage

Nestor Gotay

Loan Officer at Guild Mortgage · Winchester, VA

NMLS ID 1140480 (opens in a new tab) · verify at NMLS Consumer Access

Nestor Gotay (NMLS 1140480) is Loan Officer at Guild Mortgage, based in Winchester, VA. Lists Maryland, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Down payment assistance.

Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: branches.guildmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Maryland, Virginia, West Virginia

Lender-reported: MD, VA, WV are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Guild Mortgage (opens in a new tab)

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Employment history

  1. Guild Mortgage NMLS 3274

    Current · Winchester, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Nestor Gotay is a Loan Officer with nearly two decades of real estate and mortgage experience since 2004. He has served first-time, move-up, and investor homebuyers, and specializes in down payment assistance and contract negotiation.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2004
Source (opens in a new tab), verified 2026-10-09
Credentials
Former Real Estate Broker with effective contract negotiating skills
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Nestor Gotay (NMLS 1140480), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/nestor-gotay-1140480, last verified 2026-10-09.

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