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Loan programs · North Carolina

Reverse mortgage loan officers in North Carolina

As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in North Carolina whose lender pages show Reverse mortgage work. The top-ranked are Tom Hammond (CrossCountry Mortgage, Charlotte), Gerald Brody (CrossCountry Mortgage, Southfield) and Derek Helms (Fairway Independent Mortgage Corporation, Matthews). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Tom HammondNMLS 453399

    CrossCountry Mortgage · Charlotte, NC · licensed in 9 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Gerald BrodyNMLS 397642

    CrossCountry Mortgage · Southfield, MI · licensed in 12 states

    • Reverse mortgage
    • Construction loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Derek HelmsNMLS 1494137

    Fairway Independent Mortgage Corporation · Matthews, NC · licensed in 11 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 6 years licensed
  4. 4

    Glenn GrantNMLS 117776

    CrossCountry Mortgage · Naples, FL · licensed in 5 states

    • Reverse mortgage
    • Non-QM loan
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    John ConiglioNMLS 255102

    Guild Mortgage · Anderson, SC · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Paul CaldwellNMLS 762637

    Fairway Independent Mortgage Corporation · Charlotte, NC · licensed in 3 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 1 years licensed
  7. 7

    Crystal RiveraNMLS 600621

    CrossCountry Mortgage · Tampa, FL · licensed in 13 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Chris LeeNMLS 201715

    Guild Mortgage · San Diego, CA · licensed in 14 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Tyler BlackmanNMLS 1217164

    Guild Mortgage · San Diego, CA · licensed in 2 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Pat ClayNMLS 1382057

    Guild Mortgage · Richmond, VA · licensed in 14 states

    • Reverse mortgage
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Thomas LakeNMLS 311824

    Guild Mortgage · San Diego, CA · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Megan BrognaNMLS 485942

    CrossCountry Mortgage · Wayne, PA · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Timothy DunnNMLS 364097

    CrossCountry Mortgage · Mount Pleasant, SC · licensed in 4 states

    • Reverse mortgage
    • VA loan
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Anthony ByrnesNMLS 133647

    CrossCountry Mortgage · Wayne, PA · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Patrick StoyNMLS 39527

    CrossCountry Mortgage · Wilmington, NC · licensed in 9 states

    • Reverse mortgage
    • Non-QM loan
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 3 years licensed
  16. 16

    Genie McGeeNMLS 506550

    Fairway Independent Mortgage Corporation · Atlanta, GA · licensed in 8 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Melissa Harrison, RMA®NMLS 2752622

    CrossCountry Mortgage · Denville, NJ · licensed in 7 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Charles DavisNMLS 1740379

    Empire Home Loans · Mortgage broker · licensed in 5 states

    • Reverse mortgage
    • Bank statement loan
    • DSCR loan
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Neil SwerenNMLS 139177

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Garrison Gross, CRMPNMLS 178812

    CrossCountry Mortgage · Purchase, NY · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Jeffrey "Zack" ZachowNMLS 450729

    Loan Factory · Mortgage broker · licensed in 5 states

    • Reverse mortgage
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Justin BurrisNMLS 659024

    CrossCountry Mortgage · Charlotte, NC · licensed in 4 states

    • Reverse mortgage
    • First-time buyer
    • FHA loan
    • USDA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • No disciplinary actions on file at LenDb
  23. 23

    Damahco OusleyNMLS 2102342

    Fairway Independent Mortgage Corporation · Greenwood Village, CO · licensed in 6 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Marty ParadaNMLS 361363

    Xpert Home Lending · Mortgage broker · licensed in 10 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Jesse M BarbaroNMLS 1304162

    Guild Mortgage · Columbia, SC · licensed in 2 states

    • Reverse mortgage
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.