Rachel Stevens
Mortgage Strategist at Xpert Home Lending
NMLS ID 831678 (opens in a new tab) · verify at NMLS Consumer Access
Rachel Stevens (NMLS 831678) is Mortgage Strategist at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Self-employed. Licensed since 2019 (per Colorado records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2019 (per Colorado records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO136757, since 2025), CO (opens in a new tab) (100513719, since 2019), verified 2026-10-09.
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rachel is a Mortgage Strategist with over 25 years in finance and lending serving Colorado, California, and Florida. She helps first-time buyers, move-up buyers, retirees, self-employed professionals, and high-net-worth clients structure financing for homeownership and long-term financial goals.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Rachel Stevens (NMLS 831678), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/rachel-stevens-831678, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.