Ray Goulart
Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · New Bedford, MA
NMLS ID 4870 (opens in a new tab) · verify at NMLS Consumer Access
Ray Goulart (NMLS 4870) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in New Bedford, MA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home, FHA loan, Jumbo loan and First-time buyer. Speaks Portuguese. Licensed since 2022 (per Florida records).
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Portuguese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Earlier regulator records (not active): FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · New Bedford, MA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ray has 25 years of experience as a Senior Home Lending Advisor serving Rhode Island and Greater Boston, with fluency in Portuguese. Specializes in preapproval, FHA mortgages, vacation home financing, and first-time homebuyer programs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ray Goulart (NMLS 4870), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/raymond-goulart-4870, last verified 2026-10-09.
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