Property types · Massachusetts
Vacation home loan officers in Massachusetts
As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Massachusetts whose lender pages show Vacation home work. The top-ranked are Brendan Perry Frank (JPMorgan Chase Bank (Chase Home Lending), Boston), Rick Waldron (JPMorgan Chase Bank (Chase Home Lending), Cambridge) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 11
- 1
Brendan Perry FrankNMLS 176100
JPMorgan Chase Bank (Chase Home Lending) · Bank · Boston, MA
- Vacation home
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Boston, MA
- 2
Rick WaldronNMLS 484107
JPMorgan Chase Bank (Chase Home Lending) · Bank · Cambridge, MA
- Vacation home
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Cambridge, MA
- 3
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- Vacation home
- Down payment assistance
- First-time buyer
- Jumbo loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 4
Aris DimitrakopoulosNMLS 121781
JPMorgan Chase Bank (Chase Home Lending) · Bank · Boston, MA
- Vacation home
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Boston, MA
- Licensed since 2021 (per Florida records)
- 5
Ray GoulartNMLS 4870
JPMorgan Chase Bank (Chase Home Lending) · Bank · New Bedford, MA
- Vacation home
- FHA loan
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in New Bedford, MA
- Licensed since 2022 (per Florida records)
- 6
Christopher GravesNMLS 56904
NFM Lending · Windham, NH · licensed in 5 states
- Vacation home
- Real estate investor
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 7
Filip J RamilNMLS 28520
JPMorgan Chase Bank (Chase Home Lending) · Bank · Dedham, MA
- Vacation home
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Dedham, MA
- 8
Eric KuharichNMLS 10160
JPMorgan Chase Bank (Chase Home Lending) · Bank · Boston, MA
- Vacation home
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Boston, MA
- 9
Teodor TijanNMLS 105185
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brookline, MA
- Vacation home
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Brookline, MA
- 10
Cody TealNMLS 65382
First Citizens Bank · Bank · Wilmington, NC · licensed in 33 states
- Vacation home
- Construction loan
- First-time buyer
- Jumbo loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- 11
Manen PanNMLS 1006352
First Citizens Bank · Bank · Pasadena, CA · licensed in 32 states
- Vacation home
- Real estate investor
- Construction loan
- Down payment assistance
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
Before you choose
Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.
- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MA license is confirmed with the state regulator (check mark), MA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.