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Loan programs · Massachusetts

FHA loan officers in Massachusetts

As of 2026-10-09, LenDb lists 151 loan officers licensed in or based in Massachusetts whose lender pages show FHA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Joe Lombardo (Guild Mortgage, Reading) and Joe Galvin (Loan Factory, Andover). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Fred DamoreNMLS 4395

    Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states

    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Real estate investor
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 30 years experience (stated on lender page, 2026-10-09)
  2. 2

    Joe LombardoNMLS 84881

    Guild Mortgage · Reading, MA · licensed in 2 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 30 years experience (stated on lender page, 2026-10-09)
  3. 3

    Joe GalvinNMLS 48834

    Loan Factory · Andover, MA · licensed in 3 states

    • FHA loan
    • First-time buyer
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 8 years licensed
  4. 4

    Leon LissNMLS 105723

    Newrez · Fort Washington, PA · licensed in 3 states

    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Steven HochreinNMLS 133559

    Newrez · Columbia, MD · licensed in 3 states

    • FHA loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • FHA loan
    • VA loan
    • First-time buyer
    • HELOC
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 5 years licensed
  7. 7

    Dave GambogiNMLS 121204

    Newrez · Fort Washington, PA · licensed in 4 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Tony RabyNMLS 3961

    Guild Mortgage · North Attleboro, MA · licensed in 5 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 3 years licensed
  9. 9

    Jon LibmanNMLS 14174

    Guild Mortgage · North Attleboro, MA · licensed in 4 states

    • FHA loan
    • First-time buyer
    • VA loan
    • DSCR loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 3 years licensed
  10. 10

    Mike NadeauNMLS 20421

    First Home Mortgage · Seekonk, MA · licensed in 4 states

    • FHA loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 3 years licensed
  11. 11

    Lori JuleNMLS 190409

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states

    • FHA loan
    • Jumbo loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Kristina HayesNMLS 1057175

    Churchill Mortgage · Irvine, CA · licensed in 24 states

    • FHA loan
    • Non-QM loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Marc RosenbergNMLS 810360

    Newrez · Fort Washington, PA · licensed in 5 states

    • FHA loan
    • VA loan
    • First-time buyer
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Bianca CannatellaNMLS 2304332

    CrossCountry Mortgage · Peabody, MA · licensed in 4 states

    • FHA loan
    • First-time buyer
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 1 years licensed
  15. 15

    Diana Carvajal-HirschNMLS 704461

    First Citizens Bank · Cambridge, MA

    • FHA loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 20 years experience (stated on lender page, 2026-10-09)
  16. 16

    Jason BowmanNMLS 109540

    Newrez · Columbia, MD · licensed in 4 states

    • FHA loan
    • Jumbo loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Michael Alan WendorfNMLS 109568

    Newrez · Columbia, MD · licensed in 9 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    George KomoroskiNMLS 16721

    Total Mortgage Services · Milford, CT · licensed in 16 states

    • FHA loan
    • First-time buyer
    • Jumbo loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Jeff CrusseNMLS 110395

    Newrez · Columbia, MD · licensed in 3 states

    • FHA loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Ryan Nicholas MagnusNMLS 1638730

    Newrez · Fort Washington, PA · licensed in 6 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Terry T. TerzakisNMLS 110369

    Homestead Funding · North Haven, CT · licensed in 12 states

    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Jaime LaureanoNMLS 257075

    Total Mortgage Services · Milford, CT · licensed in 6 states

    • FHA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    David SommaNMLS 189060

    Newrez · Columbia, MD · licensed in 3 states

    • FHA loan
    • USDA loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  24. 24

    Colby BoppelNMLS 1713611

    Total Mortgage Services · Bedford, NH · licensed in 6 states

    • FHA loan
    • First-time buyer
    • Non-QM loan
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Yanni StefanidisNMLS 1725443

    Churchill Mortgage · Irvine, CA · licensed in 16 states

    • FHA loan
    • Real estate investor
    • VA loan
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.

  • What minimum credit score do you accept for FHA, with or without overlays?
  • How do you handle FHA appraisal repair requirements?
  • What will mortgage insurance cost over the life of the loan?

More about FHA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=fha&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.