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Raymond Heflin, photo from ALCOVA Mortgage

Raymond Heflin

Area Branch Partner at ALCOVA Mortgage · Front Royal, VA

NMLS ID 224001 (opens in a new tab) · verify at NMLS Consumer Access

Raymond Heflin (NMLS 224001) is Area Branch Partner at ALCOVA Mortgage, based in Front Royal, VA. Lists Maryland, North Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Florida records).

Last verified . Sources: ALCOVA Mortgage (alcova.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Maryland, North Carolina, Virginia, West Virginia

    Lender-reported: MD, NC, VA, WV are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    Employment history

    1. ALCOVA Mortgage NMLS 40508

      Current · Front Royal, VA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Raymond is an Area Branch Partner focused on making clients' dreams come true. He serves MD, NC, VA, and WV.

    Our summary of the lender page. Verified 2026-10-09.

    Community
    Supports 4H and Fire softball
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · alcova.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · alcova.com (opens in a new tab)verified 2026-10-09
    Summarylender site · alcova.com (opens in a new tab)verified 2026-10-09
    Contactlender site · alcova.com (opens in a new tab)verified 2026-10-09
    Photolender site · alcova.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Raymond Heflin (NMLS 224001), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/raymond-heflin-224001, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.