Richard Santiago
Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Clermont, FL
NMLS ID 700603 (opens in a new tab) · verify at NMLS Consumer Access
Richard Santiago (NMLS 700603) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Clermont, FL. Licensed in Florida, confirmed with the state regulator (license LO143196). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, VA loan, FHA loan, Jumbo loan and First-time buyer. Licensed since 2025 (per Florida records).
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- HELOClender page
- VA loanlender page
- FHA loanlender page
- Jumbo loanlender page
- First-time buyerlender page
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143196, since 2025), verified 2026-10-09.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Clermont, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Richard has 20 years of experience as a Senior Home Lending Advisor, serving clients in the West Orlando area, with expertise in preapproval, fixed-rate mortgages, home equity lines of credit, FHA and VA mortgages, first-time homebuyer programs, and jumbo mortgages.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Richard Santiago (NMLS 700603), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/richard-santiago-700603, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.