Ryan Underwood, photo from CrossCountry Mortgage

Ryan Underwood

Senior Loan Officer at CrossCountry Mortgage · Independence, OH

NMLS ID 1886806 (opens in a new tab) · verify at NMLS Consumer Access

Ryan Underwood (NMLS 1886806) is Senior Loan Officer at CrossCountry Mortgage, based in Independence, OH. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Georgia, Illinois, Indiana, Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, HELOC and FHA loan. Earliest state license record: March 19, 2020 (Colorado), per state regulator.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Colorado, Georgia, Illinois, Indiana, Michigan, Ohio

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO134043, first effective 2024-12-17), CO (opens in a new tab) (100516977, first effective 2020-03-19), verified 2026-10-09.

Lender-reported: GA, IL, IN, MI, OH are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Independence, OH · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ryan began his mortgage career in 2019 and specializes in first-time homebuyers and home equity loans, helping clients with refinancing guidance. He is based in Independence, Ohio.

Our summary of the lender page. Verified 2026-10-09.

Experience
2019 years of experience (stated)
Source (opens in a new tab), verified 2026-10-09
Serves
Independence, Ohio
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ryan Underwood (NMLS 1886806), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-underwood-1886806, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.