Sarah Lane-Reyes

Cliffco, Inc.

NMLS ID 276978 (opens in a new tab) · verify at NMLS Consumer Access

Sarah Lane-Reyes (NMLS 276978) is a mortgage loan officer at Cliffco, Inc., licensed in New York. Sarah works at an FHA-approved lender, per HUD.

Last verified . Sources: Cliffco, Inc. (dfs.ny.gov), Florida state regulator, New York state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Sarah licensed in New York?
Yes. New York regulator records list a license as active (verified 2026-10-14).
Source: New York state regulator (opens in a new tab)
What lender does Sarah work for, and is it FHA-approved?
Cliffco, Inc., company NMLS 65328, per the lender's own site (verified 2026-10-22). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Sarah been licensed?
The earliest state license record LenDb holds for Sarah is from April 17, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    New York

    ✓ Confirmed with the state regulator: NY (opens in a new tab), verified 2026-10-14.

    Regulator records not active: FL (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Cliffco, Inc. NMLS 65328

      Current · seen on lender site 2026-10-22

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfs.ny.gov (opens in a new tab)verified 2026-10-22
    Licenses (regulator)state regulator · dfs.ny.gov (opens in a new tab)verified 2026-10-14
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Sarah Lane-Reyes (NMLS 276978), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/sarah-lane-reyes-276978, last verified 2026-10-22.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.